Drop it and Drive: Distracted Driving and your Auto Insurance

Drop it and Drive: Distracted Driving and your Auto Insurance

Since October 26th, 2009, the Province of Ontario has implemented and enforced a ban on the operation of handheld electronic devices while driving.  The fine for infractions currently stands at $280 but recently proposed legislation aims to increase the maximum penalty to $1,000 as well as the deduction of three demerit points from your driving record.

Even as the law stands, the use of a handheld electronic device while driving will negatively affect your automobile insurance as it is considered a minor conviction.

The moral of the story?  Drop all handheld electronic devices while driving and save emails, texts, and phone calls to when you are safely and lawfully in park!  It’s safest (and cheapest) way to drive!

Further information regarding Distracted Driving is available through the Ministry of Transportation website: https://www.mto.gov.on.ca/english/safety/distracted-driving/