• Common Policy Exclusions – Freezing

    Winter weather brings additional maintenance and insurance considerations for property owners and renters. Many property insurance policies carry an exclusion related to water damage resulting from freezing. Every insurance company approaches damage from freezing differently so...

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  • Changes to Ontario Auto Insurance

    As a result of announcements made in the Ontario provincial budget for 2015, there are several pending changes to the Ontario Automobile Insurance product. In particular, there are several important changes to the Accident...

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  • Alarm Systems and Your Home Insurance

    If you’ve been in the market for a monitored alarm system, don’t forget to consider the additional benefits with respect to your home insurance. In addition to providing you with peace of mind, knowing...

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  • Rock & Shoal Marking – Insurance & Risk Management

    For decades, cottagers have known the wrath of a rock or shoal lurking just below the surface of the water. Many have first-hand experience with some of these natural hazards in our lakes and...

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  • Get on board with Safe Boating

    Congratulations cottage owners! Yet another opening weekend has come and gone, hopefully with as few hiccoughs as possible. Now that the cottage is open and ready for the summer season, it’s time we start...

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  • Staying Safe & Warm: Tips and Information for Woodstove Safety

    While it might be a little late this year, Spring is finally upon us!  The buds on the trees are just starting to appear and, before we know it, many of us will be...

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  • Freezing Pipes: Keep your home warm during cold snaps

    With another cold snap coming our way in an already extensive deep freeze, the threat of freezing pipes is in the forefront of most homeowner’s minds. Having the unique property of expanding while freezing,...

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