We are pleased to provide a competitive insurance program
for insuring cottages on a stand-alone basis.

Best in Class Coverage

Designed specifically for cottages, including coverage for theft, vandalism, docks, wet boathouses and more – with a single policy limit for simplistic, comprehensive protection

Replacement Cost Coverage

Replacement cost on the cottage, detached buildings and personal belongings.

Competitive Premiums

Competitive prices and discounts, including a unique discount for FOCA members and cottagers who are members of FOCA Member associations.

Solutions for any Cottage, Including…

  • Out-of-province and US residents owning cottages in Ontario
  • Island cottages
  • Cottages accessible only by water
  • Cottagers rented to others up to 90 days per year

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