Stand-Alone Cottage Insurance
Short-Term Rentals
Your policy is able to accommodate short-term rental operations at your cottage, up to 180 days per year. The first 30 days are automatically included at no additional charge.
Log Cottages
Insurance is available for cottages with full or partial log or post & beam construction. One of our experienced brokers will review your rebuilding cost of construction on these beautiful homes.
USA Residents
Residents of the United States who have a seasonal or vacation cottage in Canada are able to find coverage through this program with no supporting Canadian residences.
Watercraft
Being on the water is part of cottage life! Coverage for most watercraft is available by bundling with your cottage, or by placement with a specialized marine underwriter.
Request A Quote
Complete a quick online quote request form and allow our Brokers to prepare a quote to insure your cottage!
FOCA Membership Discount
Members of FOCA, the Federation of Ontario Cottagers’ Associations, automatically qualify for additional discounting! Check if your Association is a member today, by visiting FOCA at:
https://foca.on.ca/member-services/list-of-associations/
Benefits of FOCA Membership
Not a member of FOCA? Consider joining as an Individual Supporter! In addition to discounting on your cottage insurance, FOCA provides countless services and benefits to cottagers throughout Ontario!
https://foca.on.ca/member-services/benefits/