Ontario Nature Insurance Program
Members of Ontario Nature have access to a unique insurance program with extensive coverage and competitive premiums. As a member of the Nature Network, your organization will benefit from the protection afforded by a Commercial General Liability policy and your volunteer board can operate with peace of mind by carrying Directors & Officers Liability insurance. We will prepare a package of insurances to allow you to operate with confidence.
Common Coverages
Commercial General Liability – Relying heavily on your volunteers, the work your organization does within your community is invaluable. Liability insurance allows you to focus on this work with the comfort that comes with knowing you have protection for the organization and the volunteers working on your behalf. This Liability coverage is designed for non-profit organizations and will respond to claims of bodily injury or damage to property of others brought against your organization and its volunteers.
Directors & Officers Liability – Your organization wouldn’t exist without the efforts of the board volunteers who devote their time and energy to the activities of your organization. These executive board members are particularly vulnerable to claims brought by others for financial loss. Some examples might include misrepresentation, mismanagement of funds, wrongful dismissal of an employee, etc.
Volunteer Accident Coverage – Even when you have taken appropriate safety measures to prevent accidents, there’s always the chance of a volunteer getting hurt while assisting the organization with their activities. Volunteer Accident Coverage will provide immediate financial support for your volunteers when they are injured during their work on your behalf, assisting with medical and out-of-pocket expenses typically incurred. In the event of the accidental death, dismemberment, or permanent disability to a volunteer, financial reimbursement is provided quickly.
Owned or Managed Land – Your organization may have exposure to liability claims related to lands you own or manage. Waterfront properties can be of especially high hazard. This program will work to arrange appropriate coverage for these plots of land and communal space.
Privacy Breach – As your organization grows increasingly reliant on technology, more information than ever is being stored digitally including member contact information, transactions for donations or membership dues and more. The breach of this important, confidential or private information can lead to a significant loss that requires appropriate coverage, available through this insurance program.
Property Coverage – Over the years, your organization may have grown and acquired items that require protection against physical loss or damage. Structures, watercraft, office or AGM equipment and more can be covered by this insurance program.
About Ontario Nature
Ontario Nature protects wild species and wild spaces through conservation, education and public engagement. As a charitable organization, Ontario Nature represents over 30,000 members and supporters and over 150 member groups from across Ontario.
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